damn frauders.

i was trying to check my banking online today and was told that i couldn't access it cuz it had been frozen and i needed to contact my branch.

wtf?

so i go and the rep there tells me that i have a $1,400 overdraft on one of my accounts.

wtf?

apparently someone got a hold of my bank card number and pin number and deposited an empty envelop into my account last thursday for the amount of $1,486. then they used the same card and made purchases at Sheppard Plaza, withdrew $300 from a machine, and bought some more stuff. the bank caught the empty deposit on friday and froze my account without telling. it annoyed me that they didn't let me know about it. I mean, i was just doing a routine check on my account today and i found the problem, but what if i was buying something with my interac? it would've been rejected and i would've been so embarrassed.

good thing these people did all this to an account i haven't used since june. so the TD people believed that i had nothing to do with this. actually, i was quite surprised that they were not suspicious at all. i guess it happens a lot. the rep just told me matter-of-factly that it was fraud. no questions. they just advised that i watch carefully when my card is swiped, make sure i cover my pin and don't use those grey ATM machines that are everywhere these days. apparenlty these machines are not very secure at all. who knew.

know what annoyed me the most about this? it's the thought that someone is walking around with $1400 of stuff/cash that they did not deserve. they probably didn't have to work very hard for it either. cuz if they can steal one number, must not be difficult to steal another. this person could potentially be funding their life with stolen numbers. augh! i think banks need to turn to bio information for security measures. i'd like to see someone copy someone else's finger prints. grrr!

time for: sending out some resumes.